Finance professionals reviewing business documents in a modern office.
AI-Native Accounts Payable

From invoice to authorized payment—
without the manual chase.

Kenosia verifies invoices, coordinates approvals, flags risk, and releases authorized payments through programmable escrow—all with a tamper-evident audit trail.

Human approval stays in control. Every AI action stays auditable.

33%

Efficiency Gain Target

70-90%

Touchless AP Target

7 Steps

Intake to Settlement

* Product targets based on modeled customer workflows. Actual results will vary.

Kenosia Escrow Portal v1.4
Agent Active
Active Invoice Match

#INV-20481

Escrow Value

$48,250.00

Supplier:Northstar Logistics
PO Match: Confirmed
Duplicate Check: Passed
Bank Details: Verified
Risk Score:LOW (2%)
Approvals:2 of 2 complete
Escrow Contract Status:READY TO RELEASE
AP Pipeline Progress
Invoice received & data verified by Agent
PO and physical receipt matched
Department head approval confirmed
Escrow condition lock verified (2 of 2 conditions satisfied)
Pending execution command
Ledger Proof: 0x71c9...a42e Verified On-Chain
Interoperable AP Architecture

Designed to Connect With

Connect accounting, payment, and settlement infrastructure without replacing your entire finance system.

Xero logo
XeroAccounting & ERP
QuickBooks logo
QuickBooksAccounting & ERP
SAP logo
SAPEnterprise ERP
Stripe logo
StripePayment Processor
Wise logo
WiseCross-Border Settlement
Circle logo
CircleTreasury Infrastructure
Polygon logo
PolygonLedger Network
Ethereum logo
EthereumSmart Contracts

Potential Integration Ecosystem: Kenosia plans to support integrations with these systems via API and native connectors. Brand logos represent target integration compatibility. No formal partnership, corporate customer agreement, or business endorsement is implied.

The AP Bottleneck

Your finance team should not spend its week chasing invoices and approvals.

Manual tasks waste critical resources. AP agents are forced to manually verify line-items, trace missing purchase orders, run background bank matches, and chase down decision-makers over email.

10,000

Monthly Invoices

Average mid-market volume

5 Layers

Approval Blocks

Silos across depts

Hundreds

Friction Hours

Checking and routing

Operational Example: Standard enterprise workload (not Kenosia client results).

Friction Log: Traditional Accounts Payable

Manual tasks pending review

HIGH OVERHEAD

Invoice received by email

Isolated PDF attachments sitting in inbox silos.

Low

Missing purchase order

Manual matching takes hours or days of Slack chats.

High

Approval pending for 6 days

Sub-approvers forget or lose track of approvals.

Critical

Vendor bank details changed

Is it a genuine update or a payment redirect attack?

Critical

Duplicate invoice suspected

Same amount, similar date. Will it slip through?

Medium

Payment date approaching

Last-minute scramble causes authorization risk.

Medium

Audit evidence incomplete

Scattered records force stressful audits.

High
Average cycle time per manual invoice: 12.8 daysErrors and security exceptions are only detected after human processing starts.
Autonomous Accounts Payable

One agent. Seven controlled steps.

The Kenosia AP workflow is fully mapped out. From receipt detection to ledger post, our agent automates processing while ensuring human control parameters are strictly obeyed.

1

Capture

Collect invoices from email, uploads, supplier portals, APIs, and accounting systems automatically.

Inbox Listener ActiveListening...
✓ invoice_481.pdf received14:32:01 UTC
Source: billing@northstar.com
2

Understand

Extract supplier information, line items, tax, payment terms, invoice totals, and bank details using multimodal AI OCR.

Entity Key Extraction
Supplier:Northstar Logistics
Total Due:$48,250.00
IBAN:GB59 WYRE 2040 ...
3

Match

Compare the invoice against purchase orders, contracts, delivery receipts, and historical records instantly.

3-Way Match Verified
✓ PO-883 Match confirmed
✓ Receipt RC-922 Match confirmed
• Line Items Match 100% (No variance)
4

Assess

Detect duplicates, policy exceptions, unusual amounts, altered bank details, and suspicious suppliers using multi-agent logic.

Fraud & Risk Scan Completed
Duplicate check:PASSED
Bank account link:VERIFIED
Final Risk Score:1 / 100
5

Approve

Route each invoice according to department, amount, geography, risk, and custom operational company policy.

Approval Matrix Chain
AP Lead (Approved)14:34
Finance Director (Approved)14:40
6

Pay

Release authorized funds securely through integrated payment providers or custom programmable escrow conditions.

Escrow Settlement Release
Payment released to Northstar Bank details
Transaction Ref: AP-TX-4819
7

Reconcile

Post the payment automatically to the ERP/accounting system and preserve the complete audit record on-chain.

ERP Ledger Reconciliation
ERP: QuickBooks
✓ Ledger State: Synced (INV-20481)
On-chain receipt: 0x71c9...a42e
The AI AP Agent

It completes the workflow, not just the data entry.

Unlike legacy OCR platforms that require humans to review raw data fields, Kenosia manages complete decision sequences through explicit policy verification.

Kenosia Control Hub
Agent Credentials AP-BOT-01 Connected

* Simulated dashboard data based on product targets.

Processed1,284
Touchless86%
Awaiting Appr.17
Exceptions4
Scheduled$2.8M
Duplicates Saved$84,300
Operational QueueDemo Mode
VendorAmountStatus
Northstar Logistics
INV-20481
$48,250Ready to Pay
Apex Cloud Systems
INV-20482
$12,840Approval Pending
Meridian Office Supply
INV-20483
$3,190Auto-Approved
Harbor Freight Services
INV-20484
$27,600Bank Change Review
Summit Manufacturing
INV-20485
$91,400PO Mismatch
Matched Context

INV-20481 (Northstar Logistics)

Risk: LOW (2%)
Matched POPO-883
TermsNet 30
Tax ReferenceTX-991204
AP Agent Logic Explanation

Three-way match completed successfully. Purchase Order PO-883 matches logistics invoice amounts and physical delivery receipts exactly. No duplicate billing detected.

Verification Details
Approvers:Department Head + CFO
Policy:All 6 parameters passed
On-Chain Audit Key:0x71c99f1a2384a2ee6512bb64...
Touchless flow processing rate averages 86% across system targets.Book a Pilot to See Live Agent Runs
Automation with Accountable Control

AI handles the routine. Your team handles the decisions that matter.

Kenosia operates inside explicit permissions, transaction limits, approval rules, and risk thresholds. High-value or unusual payments are escalated to the correct person before funds can move.

Human Approval Thresholds

Specify exact limits (e.g. over $10,000) where the agent is forced to yield control for multiple real authorization signatures.

Segregation of Duties

Enforce standard internal safety patterns where the person uploading invoices cannot be the same person authorizing escrow release.

Role-Based Permissions

Connect directly with Okta or Google Workspace to enforce enterprise roles, ensuring only approved executives view sensitive contracts.

Complete Agent Decision Logs

Our agent records every matching index, policy pass state, and PDF pixel check into readable audit logs.

Professional reviewing financial documents with a calculator and laptop.
Payment Approval Required
Invoice Match Escrow

$125,000.00

Risk: Medium
Reason:New supplier bank account
Required Signers:CFO + Controller
Programmable Control State

Escrow Contract ESC-4811

Invoice under $25,000 policy threshold MET
Pre-approved certified supplier listing MET
PO variance check below 2% (0% actual) MET
No recent supplier bank-detail updates MET
Department head cryptographic sign-off MET
Corporate finance controller approval MET
Escrow Release Trigger6 OF 6 SATISFIED - UNLOCKED
Programmable Payment Controls

Funds move only after every required condition is satisfied.

Kenosia can prepare or release payments through integrated financial providers after predefined business conditions have been met. AI agents cannot bypass approval policies, transaction limits, or authorized signers.

Guaranteed Executions

Invoices remain locked in safe escrow contracts. Release is automated only after matching confirmations.

Prevent Slippage

No last-minute bank-detail updates can execute without trigger alerts reverting the contract back into review states.

Verifiable Financial Records

An audit trail that cannot be quietly rewritten.

Sensitive invoices and financial documents remain encrypted in approved storage. Kenosia records a cryptographic fingerprint of each important document, approval, policy check, and payment event in a tamper-evident ledger.

Private Business Data

ENCRYPTED & ACCESS CONTROLLED

Your company's financial IP and critical documents are protected. Kenosia keeps sensitive information in secure, permissioned environments aligned with global compliance criteria.

Invoice documents and line-item details
Supplier contracts and price terms
Sensitive banking details and routing profiles
Internal approval notes and team commentary
Direct system-of-record accounting feeds
Confidential information is never published to a public environment.

Verifiable Ledger Proof

TAMPER EVIDENT

Each key event creates a tiny, secure cryptographic digest which is signed and stored on-chain. This ensures complete trace history that external auditors can programmatically verify.

Immutable document hash references
Precise millisecond timestamps of ingestion
Signature logs of human reviewers
Policy version references (e.g. Compliance v4.2)
Agent decision hashes and processing logs
Event ID:KNS-8F2A-1148
Invoice Hash:0x71c9...a42e
Policy Version:AP-4.2
Escrow Release:Authorized (14:32:08 UTC)
Designed Around Measurable Outcomes

Give finance teams time back without giving up control.

Transition your manual processes into programmatic flows to slash operational cost while locking down risk parameters.

33%Team Efficiency Gain

Target improvement in total hours reclaimed across AP workflows.

40–60%Faster Approvals

Target reduction in cycle times from invoice receipt to ledger.

70–90%Touchless Processing

For pre-validated standard recurring vendor invoices.

50%Fewer Audit Hours

Target drop in preparation time thanks to cryptographic receipts.

Interactive Savings Modeler

Adjust sliders to see potential annual optimization benefits.

Monthly Invoices:10,000
Est. Internal Manual Cost:$8 / invoice
Modeled Kenosia automation reduction rate: 40% optimization
Current Manual Total$960,000 / year
Potential Annual Savings$384,000

Reclaim valuable hours, avoid duplicate payouts, and eliminate manual document checks.

* These figures are Kenosia product targets and modeled outcomes, not guaranteed customer results. Configurable custom formula variables coming soon.
Differentiated Operations

Built for industries with high AP complexity

Every business handles invoices differently. Kenosia uses tailored AI agents structured for specific operational requirements.

92% Touchless automation rate

E-Commerce & Marketplaces

Handle large invoice volumes, supplier payments, logistics charges, refunds, and multi-entity approvals with ease.

Autonomous Processing Path

Seller upload → automatic tax check → multi-entity approval trigger

99.8% 3-Way match accuracy

Logistics & Supply Chain

Match carrier invoices to purchase orders, delivery records, variable fuel charges, and contractual rates.

Autonomous Processing Path

BOL received → PO variance verified → automatically flagged anomalies

$1.2M duplicate billing saved

Manufacturing & Distribution

Control supplier payments across plants, warehouses, departments, and procurement teams with unified approval maps.

Autonomous Processing Path

Warehouse slip check → regional manager sign-off → escrow payment release

4.8 Days cycle reduction time

Professional Services

Automate contractor invoices, recurring vendor payments, project approvals, and general accounting reconciliation.

Autonomous Processing Path

Time log sync → budget verification limit → automatic accounting post

Business professional reviewing financial reports at a desk.
Enterprise-Grade Protection

Secure enough to move from recommendation to execution.

At Kenosia, our primary focus is security. AI operations cannot execute unauthorized funds without satisfying the core smart contract safety protocols configured directly by your legal counsel.

Encryption in transit and at rest (AES-256)
Role-based access controls & single-sign-on (SSO)
Mandatory multi-factor authentication (MFA)
Configurable maximum automated payment limits
Segregation of duties validation loops
Human approval requirements for novel entities
Complete agent decision logs and PDF pixel records
Independent third-party smart-contract audits
Sovereign data-residency hosting choices
24/7 continuous threat telemetry monitoring
Compliance Status

Trust & Assurance Roadmap

SOC 2 Type II

Security and confidentiality control evaluations in preparation.

Compliance Roadmap
ISO 27001 Aligned

Information security management framework alignment active.

Compliance Roadmap
GDPR-Ready Architecture

Ensuring zero personal identifier leaks across model fine-tuning loops.

Compliance Roadmap
Regional Payment Compliance

Utilizing fully licensed external payment gateway channels where applicable.

Compliance Roadmap

* Kenosia maintains strict data confidentiality standards. All roadmap milestones are actively being pursued.

Simple, Scalable Pricing

Transparent options built for sustainable growth.

Begin with a custom 90-day pilot program to evaluate Kenosia inside your existing accounting environment.

90-Day Setup Evaluation

Base Pilot

Best for high-growth scaling firms or mid-market operations looking to evaluate automated workflows.

$2,500/ month flat fee
  • Up to 1,000 invoices processed monthly
  • Sandbox ERP connections (Xero/Quickbooks)
  • Standard email capture & parsing channel
  • Line-item 3-way matching engine
  • 1 Authorized human signer seats
  • Audit cryptographic trace ledger proof
Tailored Enterprise Solutions

Enterprise Scale

Best for large mid-market or complex global enterprise organizations with high-volume accounts payable.

Custom Pricingbuilt around volume and SLA
  • Unlimited invoice processing volume limits
  • Advanced multi-entity approval matrix trees
  • Custom API integrations & ERP writebacks (SAP/Oracle)
  • Custom AI model fine-tuning for proprietary invoices
  • Sovereign or localized cloud data hosting options
  • Dedicated Kenosia solutions engineer support

💡 Please Note: Actual pilot pricing varies depending on volume requirements, technical legacy integrations, and workflow matching complexity discussed during the initial setup qualification stage.

Apply For Initial Deployment

Book a 90-Day Kenosia Pilot

Let us review your current accounts payable workflow to design custom automated matching rules for your finance team.

Workflow Segmentation Questionnaire
Primary AP Bottleneck:
Signers (Over $10K):
Purchase Order Matching:
By submitting this form, you acknowledge that Kenosia operates within secure, permissioned sandbox setups to evaluate matches before any live database or financial connection is executed.